Effective date: October 15, 2026
This policy explains how the CD Interest Penalty Calculator website handles information. The site is an educational calculator and does not require an account.
Calculator information
Calculator values are processed in your browser to display an estimate. This website does not transmit your principal, APY, time-held, penalty, or calculated result to us. The calculator does not use localStorage, cookies, or browser storage to save those values. Closing or refreshing the page clears the displayed calculation.
Analytics and advertising
As published, the site does not include analytics, advertising scripts, or third-party tracking pixels. If these services are added later, this policy will be updated to identify the information they collect and how to manage applicable choices.
Hosting and basic technical data
Like most websites, the hosting provider that serves these pages may process basic connection data, such as an IP address, request time, and browser information, for delivery, security, or troubleshooting. The hosting provider and its retention practices depend on the deployment configuration. This site does not use that information to identify calculator inputs or create user profiles.
Contact messages
If you contact the site by email, your email address and message are handled by your email provider and the recipient’s email provider. Do not include account numbers, passwords, or other sensitive banking information in a message.
Children and policy changes
This tool is intended for a general audience and does not knowingly collect personal information from children. We may update this policy when the website’s practices change. The effective date above will be revised when an update is published.
Questions
For privacy questions, visit our contact page. You can return to the calculator homepage, read the terms of service, or learn about this tool.